August is Brake Safety Awareness Month, which is a great time to make sure your car’s brakes are in proper working order.  Although the issue of if your brakes are functioning correctly sounds like an easy question, there are several things to monitor when looking and listening for signs that perhaps you need new brakes. Are you seeing or hearing the following? Thin brake pads. You can actually tell by looking at your brakes if you likely are going to have problems. All you need is a ruler. If your brake pads are less than a quarter of an inch thick, you should replace them. Low brake fluids. If the brake fluid level in the master cylinder is low, you may have a problem. Another red flag that you probably need new breaks is if there’s a copper content of 2000 ppm or greater in your brake fluid. Scraping or grinding noises when you press down on the brakes. If you hear this, it’s time to get brake pads as soon as possible. If you don’t, you could do enou ... read more

If you’ve thought many times about starting a business but quickly dismissed the idea, there are probably some logical reasons holding you back.  Fear of failure, having the proper guidance and being able to market and sell your product or service could all be reasons why you hesitate in starting your own business. One possible solution to overcoming many of these fears is by looking into franchising. That is, running a business that is part of a regional or nationwide company. As you presumably know, McDonald’s is a franchise. So is Subway, Ace Hardware and Circle K. In fact, there are over 3,000 types of franchise brands in a wide range of industries. When you own a franchise, you’re the business owner – but it’s a little similar to being a condominium owner. In that situation, you own the property and have a lot of leewa ... read more